What Investors Center is
Investors Center is an RWA-backed treasury protocol on Robinhood Chain using (3,3) staking. It accumulates a treasury of tokenized real-world and crypto assets, backs every INVEST with treasury value, pays staking rewards to SHARES holders, funds itself from the fee charged by the liquidity pool it owns, and is governed end to end by gINVEST voters through an on-chain Governor and Timelock that own the treasury.
The contracts are deployed and verified on mainnet. The market is not. INVEST total supply is zero, the Treasury holds nothing, and there is nowhere to buy, stake or bond. This page describes what the protocol does once it is fully launched; what exists on chain today is set out in Deployment status.
Four properties carry the whole design.
Backed
Bond markets accumulate tokenized Robinhood stock and ETF tokens, USDG, WETH and bridged crypto
— each valued live through a vetted price feed. INVEST is minted only against excess reserve
value.
The Treasury's backing target is 1 INVEST = $1. Excess reserves are whatever the Treasury holds beyond what already backs the circulating supply, and never less than zero: one INVEST is mintable per $1 of value above that line. Every asset is discounted by a per-asset haircut before it counts — a downward-only adjustment, so a price spike can never be minted against 1:1.
What it holds is a position, not an index
The basket is chosen, not diversified into. The treasury deliberately concentrates in tokenized names with room to move — assets whose upside it wants, and whose downside the haircut has already priced. The accumulator holds up to eight assets with governed weights, so concentration is always a decision someone signed for rather than a drift.
Volatility is safe here because of the order of operations: an asset is discounted before it counts, INVEST is minted only against the discounted excess, and the protocol's own INVEST is never counted as backing at all. Upside accrues to backing; downside was assumed in advance.
The protocol also intends to own the liquidity for what it accumulates, not only the token — in one of two ways: by pairing INVEST against a listed reserve and buying that LP with discounted INVEST through a bond market, or by placing a bounded slice of reserves it already holds into a Uniswap V4 position it owns, marked at the oracle-implied price and never at spot. See protocol-owned liquidity.
Staked
Staking INVEST mints rebasing SHARES, or non-rebasing gINVEST directly. Emissions are distributed to stakers once an epoch — the (3,3) game. Emissions are gated by excess reserves: with none, a rebase mints nothing and does not fail, so staking is never stuck.
Investors Center opens with more supply than backing, by design — roughly $9,000 of counted backing against a 60,000-INVEST supply, about $0.15 of backing per INVEST. Excess reserves are therefore exactly zero at launch, so every rebase pays exactly zero until the treasury's backing grows past the whole supply. That is the stated shape of the launch, not a fault, and the flywheel page sets out what has to happen before it changes. Nothing here is a promise of a return.
Today it is stricter still: backing is $0, because the seed has not been paid in and no INVEST has been minted.
See How to stake.
Funded
The Treasury will own five INVEST pools — one anchor pool against USDG, which holds all of the protocol's cash liquidity, and four one-sided sell walls quoted in the tokenized stocks RCAT, WYFI, HIMS and DJT. Only the anchor's vault is deployed today, and it holds no liquidity; the four walls and the fee collector are not deployed at all.
Each of the five charges a flat 500 bps on every trade through it, taken in whatever the trader is spending. So a buy pays in that pool's other token and a sell pays in INVEST. The INVEST is sold for USDG under a median-price floor, and only ever into the anchor pool; the USDG needs no sale; and the stock is never sold at all — it goes to the treasury as itself, which is the whole reason the four stock pools exist. A sell wall holds no stock of its own: the protocol never buys these names, it is paid in them.
The team share decays linearly to zero over the 30 days following launch. It is taken in kind as well as in stablecoin — the same decaying rate applies to the stock fees — and the treasury's share rises correspondingly from 100 bps to the full 500 bps.
INVEST itself is a plain ERC-20 — a transfer moves exactly what was sent. The fee is a property of the pools, pinned into their identity: there is no setter and no disable path.
See The flywheel.
Governed
gINVEST is voting power. The Governor and the Timelock own the treasury, so every reserve, market and emission decision is an executed proposal — there is no admin key that can move funds. The governing body is the Boardroom.
That is the finished shape, and the handoff into it has not happened: the deployer's key still holds the governor and guardian seats as interim custody over a treasury that holds nothing. See Custody today.
See How governance works.
Where it runs
Investors Center lives on Robinhood Chain, an Arbitrum Orbit L2 that settles to Ethereum.
| Mainnet | |
|---|---|
| Chain ID | 4663 |
| RPC | https://rpc.mainnet.chain.robinhood.com |
| Explorer | https://robinhoodchain.blockscout.com |
| Gas token | ETH |
Mainnet is the only supported network.
One Orbit specific shapes the protocol directly: block.number on Orbit returns an estimate of the
L1 block number, not the L2 one. A governance system that counted in blocks would have voting
windows that jump unpredictably, so the protocol bans block numbers outright and times everything on
block.timestamp — governance included, on a timestamp voting clock.
Full chain detail is in Robinhood Chain facts.
Stage 1 is live and stage 2 has not run. Fifty-six contracts are deployed on mainnet and all fifty-six are verified: the core, the anchor vault, the reserve lister, the posted listing lane and forty price feeds. Their addresses are under Contracts.
Stage 2 is the one that creates the market — the seed, the 60,000-INVEST mint, the five pools, the bond market and the fee flywheel — and none of it has happened. Supply is zero and nothing trades. Deployment status is the full ledger.
Where to go next
- The three tokens — what INVEST, SHARES and gINVEST each are.
- How to stake and How to bond — the two ways in.
- The architecture — how the whole system fits together.